Absolutely! Debt settlement is a powerful alternative to bankruptcy. It's a way to negotiate with your creditors to reduce the total amount you owe, potentially saving you thousands of dollars and helping you avoid the lasting consequences of bankruptcy.
Here's the idea:
✅ You stop paying your unsecured debts (like credit cards, medical bills, etc.)
✅ You start saving into a dedicated account.
✅ Experts negotiate with your creditors, offering a lump-sum payment to settle your debts for less than the full balance.
✅ You become debt-free in a fraction of the time, without ruining your credit for a decade through bankruptcy!
If you answer YES to these, you're an ideal candidate:
✅ You have more than $10,000 in unsecured debt.
✅ You're struggling to make even the minimum payments.
✅ You're getting those scary calls from collectors.
It depends! Here's how to choose:
Debt consolidation: Combines your debts under a lower interest rate, but you still owe the full amount. Best if your credit is good and you can handle the new payments.
Debt settlement: Reduces the total you owe, so you pay back less overall. Great if you're deeply in debt and can afford to save while negotiators get to work.
The first step is easy: Get a free consultation with one of our debt experts. They'll analyze your situation, explain your options clearly, and estimate how much you could save with a personalized debt settlement plan.
Ready to stop drowning in debt? Get your FREE, no-obligation consultation now!
Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes.*
Fees are based on the amount of enrolled debt and may vary from state to state. Our service is not available in all states and our fees may vary from state to state. Individual results may vary based on your ability to save sufficient funds to complete a debt settlement program, the creditors in your individual portfolio, and amount of debt enrolled. Our clients who make all monthly program payments pay approximately 50% of their enrolled debt upon successful program completion, before program fees. Fees are based on a percentage of your enrolled debt at the time of starting the program and range from 15%-30% of your enrolled debt. Programs range from 12-60 months. On average, clients must save approximately 40%-50% of each debt due to an enrolled creditor before a settlement offer can be made. Estimates are based on prior results and may not match your results. Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. The use of debt consolidation services will likely adversely affect your credit. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding debt may increase from the accrual of fees and interest. Clients may withdraw from the program at any time without penalty and receive all funds from their dedicated account, other than funds earned by the company or fees paid to third-party service providers, as may be applicable. Please read and understand all program materials prior to enrollment, including potential adverse impact on credit rating. Some creditors are not eligible for enrollment because they do not negotiate with debt consolidation companies. C.P.D. Reg. No. – 21-04861
We do not discriminate on the basis of race, color, religion, sex, marital status, national origin or ancestry.